This is done by collecting and analyzing all relevant financial information that you currently have, reviewing and assessing your unique situation, and providing sound knowledgeable advice. I will assist you in ensuring that you are on the proper path to long-term financial security.

 

 

The surest way to achieve your goal of financial security is to establish a committed relationship with a qualified financial advisor. Once a relationship has been established, your advisor will be attuned to your financial life, your needs, goals and objectives as well as your investment time horizon. You may be considering help from a financial planner for a number of reasons, whether it’s deciding to buy a new home, planning for your children’s education, retirement or estate matters...

 

Whatever your needs, working with a financial planner is the stepping stone in securing your financial future.

 

 

Independent advisors do not personally hold any of your money; the money is invested directly with the various companies whose products are being recommended and utilized.

 

As an independent advisor I am not employed by any of the companies whose products are recommended. I offer independent advice without the pressure of meeting company quotas, the appeal of product incentives, or the hindrance of having to adhere to marketing strategies.

 

I currently hold three designations, Chartered Life Underwriter (CLU) Chartered Financial Planner (CFP) and Chartered Financial Consultant (CHFC). In order to maintain these designations I am required by law to have a minimum of 30 hours of continuing education each year.

 

It is important to ensure that your financial advisor is not only qualified, but also familiar with the ever changing guidelines pertaining to insurance, mutual funds, tax procedures and government rules and regulations.

 

 

Getting to know your financial picture is imperative. We will discuss your current situation, values and attitudes, where you are now and where you expect to be in the future. Should you decide that you could benefit from my expertise, we will schedule an appointment to meet again, where we will review specific details relevant to your personal situation. We will discuss the different types of risk as well as your tolerance levels. Learning of your goals and objectives and reviewing your current resources, I can then offer accurate recommendations in estate planning, insurance, investments, and taxes. Receiving advice in only one or two of these areas will not effectively help you in the overall picture of financial security.

 

It is essential that you feel comfortable with whom you have entrusted with the details.