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Disclaimers
 
This internet website is intended for Canadian residents only. The information contained herein is subject to change without notice. The owner and publisher of this website are not liable for any inaccuracies in the information provided. The information contained herein is for general information purposes only and is the opinion of the owners and writers.
 
Donald G. Flack is an investment funds advisor and is also licensed for the sale of life insurance and/or accident and sickness insurances. Donald G. Flack is registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the products purchased. Donald G. Flack will provide the name of the entity being represented when business is conducted. In addition to investment funds and insurance products, Donald G. Flack of Halton Financial Group may offer guaranteed investment certificates and/or tax return advice or preparation and/or estate planning issues (together referred to as "Financial Planning Services"). These Financial Planning Services may not be directly supervised by FundEX Investments Inc. and any advice which may be given by your advisor in respect of the Financial Planning Services is given by your advisor solely, and that no such advice will, or has been, given by your advisor in his capacity as an agent of FundEx Investments Inc., a mutual fund dealer and member of the Mutual Fund Dealers Association of Canada (MFDA). Accordingly, FundEX Investments Inc. is not liable and/or responsible for any non-mutual fund related business conducted by Halton Financial Group, such non-mutual fund related business is the responsibility of Halton Financial Group alone.
 
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation (CDIC) or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be indicative of future performance.
 
An investor proposing to borrow for the purchase of securities should be aware that a purchase with borrowed monies involves greater risk than a purchase using cash resources only. The extent of that risk is a determination to be made by each purchaser and will vary depending on the circumstances of the purchaser and the securities purchased. Purchases are subject to suitability requirements. Discuss the risks associated with leveraged mutual fund purchased with an investment funds advisor before investing. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same if the value of the securities purchased declines.
 
Labour Sponsored Investment Funds (“LSIF”) have tax credits that are subject to certain conditions and are generally subject to recapture if shares are redeemed within eight years.
 
This internet website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation. The information is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Investors should educate themselves regarding securities, taxation or exchange control legislation, which may affect them personally. However, you may contact Halton Financial Group to discuss your particular circumstances.
 
References in this internet website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided you will be leaving the Halton Financial Group site. Halton Financial Group is not responsible for the information contained on these websites.
 
 
 
 

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