Government vs. Insurance

As Canadians, we are very fortunate to have a health care system in place. Although we have many “free” services that other countries only dream about, we need to be cognisant to the fact that some of the luxuries we have come to expect may not always be available to us. In fact, over the last number of years, our health care has already been drastically reduced. There are health care services that we are expected to pay and for many it is very expensive. For those who can afford it, care is available. For others, they simply do without. There is general uncertainty as to whether the government will step in and provide care if something were to happen to us. Will our health care coverage extend outside the hospital doors? Is that a risk you are willing to take? As a Chartered Life Underwriter I can assist you by providing the details and features of the options available to you and offer recommendations suitable to your personal needs.